Everyone. Climbing, belaying, and being near climbers presents risks.
Insurance requires that your full name and your typed signature (for online waivers) exactly match your government issued ID. Otherwise you could be asked to redo your waiver. The good thing - you can complete then online at home at your leisure, in advance!
4:30 pm-10 pm
12 pm-6:30 pm
2 pm-8 pm